Dental Savings Plans – What are they and are they worth it?
Dental savings plans are an alternative to dental insurance. They are not insurance, but a membership plan where you pay an annual fee to get access to discounted dental care from participating dentists. Dental savings plans can be a great way to save money on dental care, but there are a few things you should know before signing up for one.
How do dental savings plans work?
With a dental savings plan, you pay an annual fee to get access to discounted dental care from participating dentists near you. Most plans offer discounts of 10-60% off of the regular cost of dental procedures. You can usually sign up for a plan at any time, and there is no waiting period for most procedures.
What procedures are covered by a dental savings plan?
Most plans cover a wide range of preventive and basic dental procedures including cleanings, X-rays, exams, and fillings. Some plans also offer discounts on major procedures such as crowns, bridges, dentures, and implants.
How much does a dental savings plan cost?
The cost of dental savings plans varies depending on the type of plan and the services it covers. Most plans cost between $50 and $200 per year for an individual, or $150 to $600 per year for a family.
Is a dental savings plan worth it?
That depends on how often you need dental care and what types of procedures you need. If you only visit the dentist once or twice a year for routine cleanings and checkups, then you might be better off just paying out-of-pocket for those services rather than signing up for a plan. But if you need more extensive or frequent dental care, then a dental savings plan could end up saving you hundreds or even thousands of dollars over the course of a year.
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A final thought on whether or not dental saving plans are worth it… All in all, we think that YES – They are definitely worth looking into! However – Be sure that before signing up for one – You understand exactly what kind of coverage/services it offers as well as any stipulations. Lastly – Even with having this type of coverage – Always remember To visit YOUR Dentist in Mableton GA Regularly so they can catch any problems early ON! And help keep YOUR smile healthy!